What is material damage insurance?

Valable pour :
Belgique
France
Allemagne
Italie
Espagne
Les Pays-Bas
Le Royaume-Uni
Danemark
Finland
Ireland
Pologne
Portugal
Autriche
Norvège
Suède
Geldig voor :
België
Frankrijk
Germany
Italy
Spain
Nederland
Het Verenigd Koninkrijk
Denemarken
Finland
Ireland
Poland
Portugal
Austria
Norway
Sweden
Valid in:
Belgium
France
Germany
Italy
Spain
The Netherlands
The United Kingdom
Denmark
Finland
Ireland
Poland
Portugal
Austria
Norway
Sweden

We intervene in the event of material damage to the insured bike:

  • accidentally caused to the insured bike by external forces or accidentally caused by yourself;
  • caused by an act of vandalism;
  • caused by contact with animals or natural elements such as fire or flood.

We will reimburse you for the cost of repairs after application of any excess and depreciation. No depreciation is applied to the compensation calculation during the first 36 months (3 years) of the bike. As from the 37th month, a depreciation is applied. The minimum amount of compensation is set at 50% of the insured value as shown in the table of benefit in the terms and conditions and policy schedule.

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